These Terms govern your use of floricancapital.com. By using the site, you agree to these Terms.

The site is accessible globally, however our services are offered only to selected business clients. These Terms do not create a client relationship. If we agree to provide services, the engagement will be documented in a separate written agreement that prevails over these Terms in case of conflict.

Using our site

You must use the site lawfully and respectfully. You must not:

• breach any applicable law or regulation
• attempt to gain unauthorised access to the site or related systems
• interfere with or disrupt the site, for example by introducing malware, automated scraping, excessive traffic or reverse engineering
• misuse any contact or submission forms

We may suspend or restrict access if we believe your use is unlawful or unsafe.

Information on this site, no advice or offer

The content on this site is for general information only. It is not investment advice, legal advice or tax advice. Nothing on this site is an offer, invitation or solicitation to buy or sell any security or to engage in investment activity. If any content could be a financial promotion, it will only be communicated in accordance with applicable rules and, where required, it will be approved by an authorised person. Past performance, if mentioned, is not a reliable indicator of future results.

Privacy and cookies

Our processing of personal data is described in our Privacy Policy. Our use of cookies and similar technologies is described in our Cookie Policy. You can manage non‑essential cookies at any time via the Cookie settings control in the footer.

Intellectual property

Unless stated otherwise, all content on the site is owned by or licensed to Florican Capital Ltd. You may view, download and print content for your personal or internal business use. Any other use, including reproduction, distribution, modification or republication, requires our prior written consent. Do not remove any copyright or other proprietary notices.

Third‑party links

The site may include links to third‑party websites. We do not control and are not responsible for their content, security or availability. Use of any third‑party site is at your own risk and subject to that site's terms and policies.

Disclaimers

We provide the site on an "as is" and "as available" basis. We do not promise that the site or any content will be accurate, complete, up to date, uninterrupted or error‑free. We do not promise that the site will be free from viruses or other harmful components. You are responsible for implementing appropriate security measures, including anti‑virus protection.

Liability

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation. Subject to that, we exclude all implied conditions, warranties and representations to the maximum extent permitted by law, and we will not be liable for:

• loss of profit, revenue, business, goodwill or data
• indirect or consequential loss
• losses that were not foreseeable when you started using the site

If you are a business user, our total liability to you arising out of or in connection with the site or these Terms will not exceed one hundred pounds (£100). Different limits may apply in any separate written engagement with you.

Your responsibility

You are responsible for ensuring that your systems are suitable for accessing the site, for keeping your devices and credentials secure, and for the accuracy of information you submit to us.

Rights we reserve

We may change, suspend or withdraw the site in whole or in part. We may update these Terms from time to time by posting a new version on this page. The "Effective date" shows when they last changed. If you continue to use the site after an update, you agree to the updated Terms.

Governing law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or the site are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.

Contact

Questions about these Terms can be sent to contact@floricancapital.com or by post to Florican Capital Ltd, 128 City Road, London, EC1V 2NX, United Kingdom.

Short definitions

• Site means floricancapital.com and its subpages.
• Content means text, images, graphics, video, audio, downloads and other materials on the Site.
• You means the person or organisation using the Site.